Articles
Welcome to the McMillans Articles hub — your go-to source for practical tips, financial insights, and expert advice. Whether you're an individual, business owner, or looking to build long-term wealth, our articles are designed to keep you informed, empowered, and ahead of the curve.
If you’re considering taking control of your super or wondering whether an SMSF is right for you, this article breaks down the benefits, risks, and how to get started—without the jargon.
If you’re thinking about starting a business or already in the early stages, this article highlights the most common—and costly—mistakes and gives you practical steps to avoid them.
This article gives clear, practical advice on when and how to start retirement planning—showing you how the right steps today can transform your financial future tomorrow.
If you're worried about ATO audits—or just want to reduce your risk—this article walks you through the process, shows you what to expect, and offers tips to help you stay ready and stress-free.
If you're thinking about stepping back from your business—now or in the future—this article helps you understand if you're ready, what might be missing, and how to get started.
If you’re in your 30s and rely on your income to support your lifestyle, this article explains why income protection insurance is one of the smartest financial decisions you can make.
If you're torn between investing in a managed fund or a model portfolio, this article explains the key differences and helps you decide which option suits your goals and financial style.
If you're unsure whether your super balance is on track for retirement, this article provides age-based benchmarks and practical tips to help you grow your super and plan with confidence.
If you’re wondering whether a family trust could help you protect your assets or reduce your tax bill, this article breaks down the benefits, risks, and when it’s the right strategy for you.
If you’re a small business owner in Australia looking to save money and avoid tax-time stress, this article breaks down the most common (and often overlooked) deductions you may be eligible to claim.
Estate planning is about more than just having a Will—this article explains the essential documents, common traps, and how to protect your legacy and loved ones with clarity and confidence.
These four simple yet powerful financial rules can help anyone take control of their money, reduce stress, and start building long-term wealth—no jargon, just practical advice that works.
Even if you're young and healthy, life can throw curveballs—and this article explains how the right insurance can protect your income, lifestyle, and independence when it matters most.
Starting a family changes everything—including your financial priorities—and this article explains how the right insurance can protect what matters most when life doesn’t go to plan.
Even the most accurate tax return won’t protect you from a surprise audit—but Audit Shield can protect you from the unexpected costs that come with it.
You might be missing out on valuable government benefits in retirement—and this article shows how smart planning can unlock entitlements you didn’t think you qualified for.
Your dream holiday, first home, or new car isn’t out of reach—it just needs a plan, and this article shows you exactly how to start.
A little tax planning now could mean thousands saved later—and this article shows you exactly how to do it, before it’s too late.
Choosing the right business structure isn’t just paperwork—it affects your tax, risk, growth potential, and future plans, and this article helps you make the smartest decision from the start.
Working on your business—not just in it—is the key to real growth, and this article shows how regular business monitoring can turn your goals into results.
A shareholders agreement could be the difference between a thriving business and a costly fallout—and this article explains why you need one before things go wrong.
Switching to cloud accounting could save you time, stress, and costly mistakes—and this article shows you exactly how to make the move with expert support.
Even one unexpected lawsuit or financial hiccup could jeopardise everything you’ve built—and this article shows how smart asset protection strategies can keep your business and personal wealth safe.
If you're in business with a partner and haven’t planned for the unexpected, this article shows how a solid succession plan can protect both your business and your family’s future—before it’s too late.
The decisions you make about superannuation today could be the key to a more comfortable, tax-effective retirement—and this article shows you exactly how to make them count.
If you're feeling disconnected from your super, this article explains how an SMSF could give you more control, flexibility, and confidence in your retirement future.
If you're ready to start investing but not sure where to begin, this article breaks down the key steps—so you can make smarter, more confident financial decisions from day one.
If you want to start investing but don’t know where to begin, this article breaks down how managed funds offer an easy, low-stress way to grow your wealth with expert support and built-in diversification.
If you're curious about investing in shares but want expert support without giving up control, this article explains how a model portfolio can offer the perfect balance of guidance, simplicity, and ownership.
If you're curious about using your super to invest in property, this guide explains how it works, what the rules are, and how McMillans can help you do it the right way—without risking your retirement savings.